Money doesn’t buy happiness, but not having enough sure does buy you stress and grief. The real question is, how much is enough? I grew up watching my hard-working parents stress and fret about money and, although we were happy, I saw the toll it took on them. I never wanted to add to that worry so as soon as I got paid for my first babysitting job at nine years old, I tried to pay for my own clothes and activities. I saw money as a tool and never spent enough that I didn’t have any left. That one little thing, spending less than I made, has made all the difference. Money is a tool and if you recognize that you can use it to your advantage. If you see money as a goal you’ll never have enough. If you see money as a status you’ll never be satisfied. I love my family and I am so grateful that we have enough money to have a modest home, vehicles, clothes, and food, and that there is some left over to do fun things and help others. My husband’s job provides for us all and he’s be...